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Los verdaderos criminales están dentro de BPA

25/04/2016/in Andorra, BPA & VALLBANC, En Español /by BankAdmin

Con el temor que el secreto bancario no existe en Andorra, y no se puede confiar en la banca y tampoco en su gobierno, el escándalo de la intervención ilegal de BPA, sienta un mal precedente para que, en el futuro, los inversionistas de todo el mundo encomienden sus capitales a entidades más seguras. Aunque […]

Swindlers of BPA fear – Massive Flight of Capital

18/04/2016/in Andorra, BPA & VALLBANC, Frontpage News /by BankAdmin

The blocking of accounts for thousands of clients around the world, is an action that is one hundred percent illegal and criminal. Through an action that is one hundred percent illegal and criminal, the Government of Andorra has blocked the bank accounts of 27 thousand clients of Banca Privada de Andorra (BPA), following a complaint […]

Los verdaderos criminales están dentro de BPA

25/04/2016/in Andorra, BPA & VALLBANC, En Español /by BankAdmin

Swindlers of BPA fear – Massive Flight of Capital

18/04/2016/in Andorra, BPA & VALLBANC, Frontpage News /by BankAdmin

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Los verdaderos criminales están dentro de BPA

25/04/2016/in Andorra, BPA & VALLBANC, En Español /by BankAdmin

Aunque la condición de paraíso fiscal desapareció en 2011 cuando el Gobierno del Principado de Andorra comenzó a firmar acuerdos bilaterales de intercambio de información con otros países, eso no fue el soporte suficiente para proteger las cuentas de miles de clientes que confiaron sus ahorros a la hoy desacreditada entidad financiera, cuyo capítulo de terror empezó con el juicio y encarcelamiento de su director general, Joan Pau Miquel.

A esto se suma que los juzgados de Andorra han admitido a trámite una querella criminal presentada por el gobierno andorrano encabezado por Antonio Martí, contra el ex consejero delegado de BPA Joan Pau Miquel -quien se encuentra en prisión desde el 15 marzo del año pasado por haber cobrado presuntamente sin declarar cerca de 15 millones de euros de la entidad.

La situación real de BPA, de acuerdo a un informe de la consultora PricewaterhouseCoopers (PwC), es que el banco tenía 923 clientes presuntamente sospechosos de blanqueo de capitales, lo que supone apenas el 3% del total, y que representaban un volumen de negocio de unos mil millones de euros, el 19 % de la entidad. Por lo que la intervención fue solamente una maquiavélica estrategia que ha culminado en un episodio de descrédito y repudio global.

Los expertos reiteran que la nota del FinCen de marzo de 2015 “nunca tenía que haber llegado y nunca se tenía que haber intervenido BPA, porque la presunta actividad irregular de algunos clientes de BPA no puede extender la sospecha a todos”.

El escenario catastrófico que le espera a BPA en caso de perder la demanda ante cientos de clientes, es la salida masiva de importantes inversionistas, por la sombra de su mala reputación que ya se ha creado y su inminente quiebra. La demanda incluye también al Instituto Nacional Andorrano de Finanzas (INAF), a la Unidad de Inteligencia Financiera (UIFAND) y a la Agencia Estatal de Resolución de Entidades Bancarias (AREB),

Este grupo de estafados considera que no se ha protegido sus intereses ni el secreto bancario, y que no se ha garantizado su seguridad jurídica para recuperar sus inversiones ‘robadas’ por la administración de BPA, a pesar que el fraude fiscal dentro de la entidad quedó descartado.

“Los verdaderos criminales están dentro de la misma entidad bancaria”, han señalado los clientes timados, que se han organizado para emprender una cruenta batalla contra la mafia de pillos disfrazados de traje y corbata.

La estrategia para consumar la mayor estafa que se tenga memoria en la historia de la banca mundial, es liquidar BPA, tras ser retirada de la lista negra de Estados Unidos, al considerar que ya no opera de manera que suponga una amenaza a su sistema financiero, para enseguida traspasar los activos del resto de los clientes, que no son considerados tóxicos, al nuevo banco (Vall Banc), cuya subasta, que estaba prevista para las próximas semanas, se ha aplazado.

Finalmente, el despacho Cremades & Calvo Sotelo, que colabora con la plataforma de afectados que ha presentado la demanda, asegura que este periplo se debe a un mal funcionamiento de las administraciones públicas, en este caso de las de Andorra, que han dejado desprotegidos a los clientes de BPA y a merced de mercenarios financieros que han resultado peores que los “lobos de Wall Street”.

Swindlers of BPA fear – Massive Flight of Capital

18/04/2016/in Andorra, BPA & VALLBANC, Frontpage News /by BankAdmin

The blocking of accounts for thousands of clients around the world, is an action that is one hundred percent illegal and criminal.

Through an action that is one hundred percent illegal and criminal, the Government of Andorra has blocked the bank accounts of 27 thousand clients of Banca Privada de Andorra (BPA), following a complaint filed by the United States Treasury Department for the alleged linking of some clients for laundering money proceeding from organized crime in China, Russia, Venezuela and Mexico – accusations that were withdrawn as of this month of March.

Despite that United States renewed the report as positive one year later, the BPA administration has refused to unblock the accounts, suspected that they want to sell the entity ‘for its value in gold’ and by releasing these accounts there would be a massive escape of capital with the subsequent bankruptcy of BPA and its subsidiaries.

After the indictment and after one year of investigation, BPA was cleared as there was no clear evidence that money laundering had taken place within the bank. Although the Government of Andorra had assured already from the beginning that the deposits and the solvency of the bank would not be at risk during the intervention, it has now been confirmed that it has negatively affected thousands of client accounts world-wide.

The affected clients, which have already filed a collective complaint (222 clients) through the law firm Cremades – Calvo Sotelo, ensure that the current managers are not the authorities nor the government to determine the blocking of their accounts and to condition any withdrawals to the ridiculous maximum amount of 2.500 euros per week, without being able to access the totality of their rightfully owned savings.

The story about the intervention of BPA has for the first time taken an unexpected turn now that the clients themselves have decided to demand legal responsibilities from the Andorran Administration for its involvement and management of the liquidation of the entity, because according to the legal report, only three irregular clients where found within the entity, which is irrelevant to continue keeping thousands of accounts frozen.

The US Anti-Laundering agency FinCen withdrew its report and remark issued in March last year that had triggered the protocol 311 and initiated the intervention of BPA and its Spanish subsidiary Banco Madrid. Without giving any further explanations into why BPA is no longer a threat to the financial system, regulators ‘shelve’ a dramatic case, maintaining the uncertainty of the clients towards knowing what will happen with their savings.

The filed complaint, which could prosper positively in a short period of time – according to experts in international law – is towards the Principality of Andorra for the dismantling of one of the most important banks in the country without any apparent justification, through which 366 million euros is being claimed.

Already from start, the response from the Andorran Government was completely arbitrary and their course of actions disproportionate, since it did not even have a law concerning bank intervention in place and went on to create a decree in just five days to be able to block all accounts. Independently of the report by the US regulator, which never gave any explanations to the basis of its conclusions.

Another anomaly in the control taking of BPA were the previous discussions between FinCen and the Andorran regulators leading to the report and notice. According to the complainants, this report should have never been issued and even less applied. It has been requested on several occasions from the State Agency for Resolution of Banking Institutions (AREB) to display and provide the content of these communications. However, the agency has refused.

The victims are demanding explanations on why an entity that was compliant with all the rules and protocols on a national and European level, was intervened overnight and then arbitrarily blocked the entire patrimony of its clients.

This such an aggressive action that violates the constitutional right of private property, has put at risk both the image and the credibility of a country like Andorra.

What is true in this financial Calvary, is that these bandits have dragged the clients into a bottomless pit, since a large number of investors and entrepreneurs have lost all their assets, such as homes, businesses and properties, and many have reached the border to suicide, having to face the insolvency and the frustration of not being able to recover their money.